Law Offices of Grant J. Gisondo, P.A. Logo

(561) 530-4568

Call For Free Consultation

9:00-5:00 M-F

Saturday Appointments Available

Palm Beach Gardens (Main Location)
500 Village square crossing #103
Palm Beach Gardens, FL 33410
Phone: 561-530-4568

West Palm Beach
777 South Flagler Drive, Suite 800 - West Tower, West Palm Beach, Florida 33401
Phone: 561-530-4486

Delray Beach
1615 South Congress Avenue, Suite 103,
Delray Beach, Florida 33445
Phone: 561-530-4669

1 SE Ocean Blvd., Stuart, FL 34994
Phone: 772-742-4709

9:00-5:00 M-F

Saturday Appointments Available

(561) 530-4568

Call For Free Consultation

500 Village square crossing, #103 Palm Beach Gardens, FL 33410
Grant J. Gisondo, P.A. – Family Law Attorney

Legal Considerations for Divorcing Later in Life

Grant J. Gisondo, P.A. > Divorce Law News  > Legal Considerations for Divorcing Later in Life

Legal Considerations for Divorcing Later in Life

divorce in elderly

Divorce is never an easy decision, and when it comes to divorcing later in life, commonly referred to as “gray divorce,” the stakes can be even higher. Gray divorce refers to couples ending their marriage after age 50, often after decades of shared experiences, raising children, and building a life together. While every divorce comes with unique challenges, gray divorce presents legal considerations that couples should be aware of as they navigate this complex process.

Financial Planning and Property Division

One of the most significant concerns in gray divorce is the division of assets and property. Over the years, couples accumulate substantial assets, including homes, retirement accounts, investments, and other valuable possessions. Deciding how to divide these assets can be a contentious and legally intricate process. Consulting with a knowledgeable divorce attorney can help you understand your state’s laws regarding property division and ensure that your rights and financial interests are protected.

In a gray divorce, retirement accounts and pension plans often play a central role. Dividing retirement assets requires careful consideration of tax implications, potential penalties, and the appropriate legal processes, such as Qualified Domestic Relations Orders (QDROs), which enable the division of retirement accounts without triggering tax consequences.

Spousal Support and Alimony

Spousal support, also known as alimony, is another critical aspect of gray divorce. After decades of marriage, one spouse may have been financially dependent on the other, making the prospect of separating even more complex. The court will consider factors such as the length of the marriage, each spouse’s financial situation, their earning capacities, and their contributions to the marriage when determining whether alimony is appropriate and how much should be awarded.

If you’re considering a gray divorce, it’s crucial to gather comprehensive financial documentation, including income statements, tax returns, and expense reports, to present a clear picture of your financial circumstances to the court. This information will help guide the court’s decision regarding alimony and spousal support payments.

Social Security and Benefits

Gray divorce can have implications for Social Security benefits as well. If you were married for at least ten years and your ex-spouse’s Social Security benefits are higher than yours, you may be eligible for benefits based on their work record. Understanding how a divorce may impact your Social Security benefits and whether you’re eligible to claim benefits based on your former spouse’s work history is essential.

Additionally, if your spouse has health insurance through their employer, a gray divorce can lead to losing healthcare coverage. Exploring alternatives, such as COBRA or individual health insurance policies, is crucial to ensure that you maintain adequate healthcare coverage during and after the divorce.

Estate Planning and Updates to Legal Documents

Divorcing later in life necessitates a review and update of estate planning documents. Wills, trusts, powers of attorney, and other legal documents that designate your spouse as a beneficiary or decision-maker may need to be revised to reflect your new circumstances. Failing to update these documents could result in unintended consequences, such as leaving your assets to an ex-spouse or allowing them to make medical decisions on your behalf.

Emotional Considerations and Mediation

Gray divorce can be emotionally challenging, particularly after decades of shared history. Unlike earlier divorces, grown children and grandchildren might be involved, further complicating matters. While the legal aspects are crucial, it’s equally important to consider the emotional toll the process can take.

Mediation can be a valuable approach for couples going through a gray divorce. This process allows both parties to collaborate in a neutral setting, working with a mediator to reach agreements on important issues. Mediation often leads to more amicable resolutions and can help preserve relationships, especially if children and grandchildren are involved.

Consulting a Knowledgeable Attorney

Navigating a gray divorce requires a deep understanding of the legal complexities involved. Consulting a divorce attorney experienced in handling gray divorce cases is essential to protect your rights, assets, and financial well-being. An experienced attorney can provide valuable guidance on property division, spousal support, retirement account division, and other critical legal matters, ensuring that you make informed decisions that set you up for a secure future.

In conclusion, gray divorce presents unique legal considerations that couples should be aware of as they navigate the complex process of ending a long-term marriage. Financial planning, property division, spousal support, Social Security benefits, estate planning, emotional well-being, and mediation are all vital aspects to address when divorcing later in life. By working with a knowledgeable divorce attorney and approaching the process with careful consideration, you can navigate the challenges of gray divorce and move forward with confidence toward a new chapter in your life.

If you live in the Florida counties of Palm Beach, Martin, St. Lucie, Miami-Dade, Broward, Orange, or Hillsborough or New York or Washington DC, Marital and Family Law Board Certified Attorney Grant Gisondo can represent a client going through a gray divorce. His experience and knowledge from over a decade of practice are most helpful. To learn about Attorney Gisondo’s law practice, visit his website If you would like to make an appointment for a free, in-office, initial consultation, please call his office at (561) 530-468.


Grant J. Gisondo, P.A.